Keep Your Debt In Check

DEBT AMORTIZATION SCHEDULE

Track down your debt repayment on a monthly basis over the life of your investment

A debt amortization schedule provides a clear roadmap of loan repayments over time, showing how much of your payment is reducing the loan balance versus how much is going towards interest.

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See The Big Picture About Your Mortgage

Understand how much your mortgage will cost you over the life of your investment and assess the impact of prepayments on your financing cost

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Amortization Schedule

Monthly Schedule of principal, interest payments and PMI

Interest-Only Loans

The Debt Amortization Schedule is compatible with interest-only loans

Custom Extra Payments

Check how prepayments impact your loan and your financing cost

Rehab by Area

Easy to Print

Print your amortization schedule to easily keep track of your payments

Frequently Asked Questions

A debt amortization schedule is a detailed table that outlines each periodic payment on a loan over its term. It breaks down each payment into principal and interest components, shows the remaining balance after each payment, and helps borrowers understand their repayment plan, track progress, and manage their finances effectively.

A debt amortization schedule serves several important purposes in managing and understanding debt repayment, among other things:

  1. Detailed Payment Breakdown: As mentioned previously, it provides a detailed breakdown of each payment over the life of the loan. Each payment is split into two components: the principal (the amount borrowed) and the interest (the cost of borrowing). This helps you see how much of your payment is reducing the loan balance versus how much is going towards interest.
  2. Interest Cost Awareness: It helps you understand the total interest cost over the life of the loan. By seeing how interest is calculated and how it decreases over time as the principal is paid down, you can better understand the cost of borrowing and how early repayments can reduce your total interest paid.
  3. Loan Balance Tracking: It shows the remaining loan balance after each payment, helping you track your progress in repaying the loan. This can be motivating and help you stay on track.
  4. Comparing Loan Options: If you’re considering different loan options, an amortization schedule can help compare the long-term costs and benefits of different loan terms and interest rates.
  5. Impact of Additional Payments: It allows you to see the impact of making extra payments towards the principal. By adding extra payments, you can see how the loan term shortens and how much interest is saved over time.

Our Cash Flow Analysis tool is part of our Rental Property Analysis Spreadsheet which will help you review rental properties and buy & hold investments like other experts in the field.

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